In January 2025, banks across India will observe a total of approximately 15 holidays, which encompass a mix of national, regional, and regular closures. These regular closures include Sundays and the second and fourth Saturdays of the month, which are standard non-working days for banking institutions. The holidays reflect the rich tapestry of India's cultural and historical significance, highlighting various festivals and commemorative days that are celebrated across different regions of the country. Key holidays during this month include:

January 1: New Year's Day
This day marks the beginning of the new calendar year and is celebrated with enthusiasm across the nation. It is a time for families and friends to come together, often involving festivities that include parties, gatherings, and various cultural events. Many people take this opportunity to reflect on the past year and set resolutions for the year ahead.
January 14-16: Makar Sankranti, Pongal, and related regional festivals
These days are significant for various reasons, primarily associated with the harvest season in India. Makar Sankranti is celebrated in many parts of the country, marking the transition of the sun into the zodiac sign of Capricorn. This festival is characterized by kite flying, bonfires, and feasting on traditional sweets made from jaggery and sesame. Pongal, primarily celebrated in Tamil Nadu, is a harvest festival that involves cooking a special dish called 'Pongal' and is marked by joyous celebrations, music, and dance. Other regional variations of this festival also take place, showcasing the diverse cultural heritage of India.
January 23: Netaji Subhas Chandra Bose's Birth Anniversary
This day is dedicated to honoring the legacy of one of India's most revered freedom fighters, Netaji Subhas Chandra Bose. He played a crucial role in the struggle for India's independence, and his contributions are celebrated with various events, including speeches, parades, and educational programs that highlight his ideals and vision for the nation. Schools, colleges, and institutions often organize activities to instill a sense of patriotism and remembrance among the younger generations.
January 26: Republic Day
Republic Day is one of the most significant national holidays in India, commemorating the adoption of the Constitution of India in 1950. This day is marked by grand celebrations across the country, with the most notable event being the Republic Day parade held in New Delhi. The parade showcases India's cultural diversity, military prowess, and achievements in various fields. It includes a display of floats representing different states, cultural performances, and a flypast by the Indian Air Force. This day serves as a reminder of the values enshrined in the Constitution and the importance of unity and integrity in the nation.